Unlock Exclusive Mortgage Programs for Self-Employed Borrowers!
Fill out our quick Pre-Qualification Quiz to see which programs fit your income situation — get started in minutes!
What to Expect
Flexible Income Programs
We work with lenders who understand self-employed income, giving you access to competitive mortgage options without the traditional income proof hassle.
Personalized Expert Support
Get mortgage solutions built around your business income and goals — making the approval process smooth and stress-free.
Access to Exclusive Self-Employed Programs
Unlock programs tailored for business owners, freelancers, and entrepreneurs — designed to help you qualify with alternative income documentation.
“As a busy professional during the day my hours were limited. Richard was willing to reach out anytime of the day to follow up with me regarding needed documents etc. I'm very grateful he held our hand through the process as he always does. Would highly recommend.”
- David M
“Richard was very professional. He updated us constantly through out the process. Richard is very knowledge about the business and guided us from start to finish. We will recommend Richard to all our friends and family.”
- Eric B
“Richard was thorough, responsive, easy to talk to and had a great sense of humor throughout the quick loan process. Would highly recommend.”
- Vicki C
Meet Our Broker!
Richard Ma is a top-tier mortgage broker known for his expertise and professionalism. With extensive experience, he’s built a reputation for delivering outstanding service to clients of all financial backgrounds.
Richard is dedicated to helping individuals and families achieve homeownership. He listens closely to clients’ needs, providing customized solutions that fit their financial situations.
Leveraging his deep mortgage market knowledge and wide industry network, Richard secures the best rates and terms available. What sets Richard apart is his focus on building lasting relationships. He knows that getting a mortgage is just the beginning and is committed to guiding clients through every step of the journey.
Whether you’re a first-time buyer or an experienced investor, Richard is here to help you reach your financial goals. With a strong track record and a commitment to excellence, Richard is the trusted partner you need when navigating the mortgage process, whether buying a home or refinancing.
Fill out our Pre-Qualification Quiz
and get Pre-Qualified in Minutes!
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